Thursday, February 2, 2023One of the most essential business insurance products is workers' compensation insurance. Modern workers' comp insurance carries layers of federal, state and local regulations. These regulations protect both the injured worker and the employer. READ MORE >>
Friday, September 16, 2022 Surety bonds are essentially a guarantee that the principal will perform their job as detailed in the contract. If a person or business hires a bonded contractor and the work does not get done as promised, the company that issued the bond is responsible for the resulting financial losses. READ MORE >>
Wednesday, May 11, 2022Ergonomics is the science of optimizing an environment for maximum safety and efficiency. In the workplace, emphasizing ergonomics will not only improve your bottom line and boost employee satisfaction, but it will also reduce the number of workers’ compensation insurance claims made as a result of improving safety. READ MORE >>
Wednesday, April 13, 2022Even if you’re providing free services to the needy, you’ll likely need nonprofit insurance. It’s important to maintain comprehensive liability coverage so that your non-profit is well-prepared to run smoothly in the event of a financial disaster. READ MORE >>
Friday, January 14, 2022Running a business goes hand in hand with various risks. While there are things you can do to minimize those risks, they always exist. In this article, we discuss three of the most common business risks and what you can do to prevent them from affecting your livelihood. 1. Property READ MORE >>
Tuesday, November 16, 2021Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home? If you're a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. READ MORE >>
Tuesday, September 22, 2020 Directors and officers insurance (D&O insurance) is designed to cover key members of your business in case of a personal lawsuit. A single policy is generally geared to cover every director and officer that is key to the business as specified by the employer. This can mean directors, officers, senior managers, secretaries and more. READ MORE >>
Tuesday, January 14, 2020Directors and Officers insurance provides protection for board members and the organization they serve from lawsuits filed against a board member. But what about when that director or officer is gone? Does D&O insurance still cover them? In short, yes. While the D&O policy is in place, current, former and future employees are covered. READ MORE >>
Wednesday, October 23, 2019When looking to reduce workers’ compensation insurance costs, many employers look into to the addition of a wellness program for their workplace. Undoubtedly, wellness programs can offer tangible results when it comes to workplace injuries, absences and overall satisfaction with the work environment from employees. READ MORE >>
Tuesday, July 23, 2019Contractors do a lot of handy work for numerous clients. Given that any construction, repairs, manufacturing or remodels will involve numerous steps, you probably will need numerous tools. Still, if you are the contractor in charge of any job, then you have a business interest in the job and the tools required of you. READ MORE >>
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