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McFarlin Insurance Agency Blog: contractors

View the latest blog posts from McFarlin Insurance Agency.

Contractors and other construction professionals must deal with a variety of risks and hazards to both their health and their livelihood every day. It's no surprise that this industry has the highest rate of fatal injuries, but there's also a big chance for lawsuits as well. READ MORE >>

Contractors who enter homes know the importance of maintaining professionalism while on others’ property. But what are the best ways to accomplish that? Below are five tips to get the job done without upsetting, offending or stepping on toes. READ MORE >>

Contractors and their construction crews face some extreme worksite risks while on the job. Proper safety measures and equipment lowers this risk, but never eliminates it completely. The nature of the job is simply dangerous. However, knowing and understanding the biggest risk can help you prepare better and keep your crew safer. READ MORE >>

Business owners take on a little or a lot of risk, depending on the industry they're involved in and the services they provide. While some business owners go into the situation blind, they quickly learn that they need to have full insurance coverage to protect themselves from lawsuits, accidents, theft and loss. READ MORE >>

Health insurance is one of the many employee benefits packages that employers can create for their staff.  It is imperative for human resource managers to understand the fact that motivated employees are naturally more productive than their less motivated counterparts. READ MORE >>

1099 contractors need insurance in order to protect their business. In addition to this, certain specific jobs they may wish to bid on have a prerequisite of insurance coverage of different kinds. Some jobs are so rigid about these rules to such an extent that the contractor is not allowed to bid on the projects unless they have the specified coverage. READ MORE >>

Many people walk around under the illusion that they don't need insurance. Unfortunately, this illusion is a dangerous mirage that can create a perilous financial future for those who buy into it. In order to show you just how necessary insurance is for every individual, let's talk about vampires. READ MORE >>

When you consider the risks that you face on a daily basis, you have many different points of data to consider. You know how often you come into contact with, or are exposed to, certain risks; you know how your reactions are to those risks and you know how to avoid risks as well as how likely you are to make the effort to do so. READ MORE >>

     We receive dozens of requests a day for certificates of insurance from and for our clients.  A certificate of insurance (also know as an insurance certificate or COI) is a document showing evidence of insurance for one party that can be provided to another party. READ MORE >>

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Columbia, MD 21046


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