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Home > Blog > McFarlin Insurance Agency Blog Page 3
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McFarlin Insurance Agency Blog Page 3

View the latest blog posts from McFarlin Insurance Agency.

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Tuesday, March 15, 2022

The Importance of Two-factor Authentication

As cyber attacks become more and more common, protecting your data is increasingly difficult. In fact, a study from Juniper Research found that by 2023, cyber criminals are expected to steal an estimated 33 billion records.  READ MORE >>

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Monday, February 14, 2022

Insuring Your Contracting Business

Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business.    READ MORE >>

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Friday, January 14, 2022

3 Business Risks and How to Protect Yourself

Running a business goes hand in hand with various risks. While there are things you can do to minimize those risks, they always exist. In this article, we discuss three of the most common business risks and what you can do to prevent them from affecting your livelihood.  1. Property  READ MORE >>

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Monday, December 13, 2021

Can Personal Umbrella Insurance Cover Other Policy Exceptions?

Umbrella insurance acts as a liability safety net for your other policies: When your auto and home liability limits are depleted, your umbrella kicks in to back you up. Umbrella insurance provides additional liability coverage for you and your family in the event of an at-fault accident or if someone sues you. READ MORE >>

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Tuesday, November 16, 2021

Are You Covered By Workers Compensation Insurance When Working From Home?

Due to the digital age, more and more employees are working from home. This raises the question: Is an employee covered if they suffer a work-related injury or illness at home?  If you're a temporary or permanent telecommuter, this article can help you figure out whether you are covered by workers compensation insurance. READ MORE >>

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Thursday, October 28, 2021

Are You Prepared for a Flood

  Are you prepared for a flood? The only way to be certain your home and belongings will be protected in the event of a flood is to secure adequate flood insurance. Many homeowners wrongly assume that their homeowners insurance will cover their losses if their home is damaged in a flood. READ MORE >>

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Monday, September 27, 2021

What Costs Will I Pay for Group Health Insurance

The vast majority of businesses offer health insurance benefits for qualifying employees through group health plans. Under a group plan setup, costs are shared by both employers and employees, allowing participants to receive crucial health insurance benefits at a fraction of the cost they would pay if they bought their coverage alone. READ MORE >>

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Friday, August 13, 2021

General Liability Insurance And Independent Contractors

Many businesses today are turning to independent contractors. These are non-employees that provide comprehensive services, often at a lower cost than a full-time employee.   Independent contractors operate as a separate entity from your business. They are not your direct employees, but they perform work on your company's behalf. READ MORE >>

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Monday, July 19, 2021

Your Auto Insurance May Cover Damage Caused by Birds

A bird may seem like a small, simple animal. However, it can cause damage to your assets including your car. If you have bird-related damage to your car, your auto insurance policy may cover it. Whether you have coverage depends on many factors. Among them is what type of coverage you have. READ MORE >>

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Tuesday, June 1, 2021

3 Ways to Keep Kids Safe in Your Backyard Pool

A backyard pool can provide hours of fun, along with a fantastic way to cool off after a soccer game or yard work. However, pools also come with the potential risk for tragic accidents. Generally, homeowners are aware of fencing requirements for backyard pools that keep children out when no one is paying attention. READ MORE >>

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