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Home > Blog > McFarlin Insurance Agency Blog Page 5
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McFarlin Insurance Agency Blog Page 5

View the latest blog posts from McFarlin Insurance Agency.

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Wednesday, April 15, 2020

What Does Contractors General liability Insurance Cover?

General liability insurance is a policy that nearly every industry need, especially contractors. This insurance covers a wide range of accidents that may or may not be out of the business’ control. Get  contractors General Liability. There are four main areas of general liability coverage: READ MORE >>

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Thursday, March 26, 2020

My License Expired. Now What?

For best results, it’s a good idea not to let your license expire. But these things happen, and you need a plan of action in the event you let your driver's license lapse. So, here's what you need to consider: You Have 10-30 Days To Renew READ MORE >>

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Friday, February 28, 2020

How Often Should I Update My Inventory?

The best rule of thumb for updating your home insurance inventory of valuables: Update your inventory after every major purchase   Update your inventory once a year, even if you hadn’t made a major purchase in the prior year READ MORE >>

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Tuesday, January 14, 2020

Does D&O Insurance Cover Former Employees?

Directors and Officers insurance provides protection for board members and the organization they serve from lawsuits filed against a board member. But what about when that director or officer is gone? Does D&O insurance still cover them? In short, yes. While the D&O policy is in place, current, former and future employees are covered. READ MORE >>

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Friday, December 6, 2019

What is a Jewelry Floater Policy?

With a homeowner’s insurance policy, you may think all your belongings are covered in case of disaster. Unfortunately, this isn’t always true. Homeowner’s insurance doesn’t cover everything, and some valuable items may not be covered, or may not be covered up to their full replacement cost. READ MORE >>

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Wednesday, November 6, 2019

Can Personal Umbrella Insurance Cover Other Policy Exceptions?

Umbrella insurance acts as a liability safety net for your other policies: When your auto and home liability limits are depleted, your umbrella kicks in to back you up. Umbrella insurance provides additional liability coverage for you and your family in the event of an at-fault accident or if someone sues you. READ MORE >>

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Wednesday, October 23, 2019

Reduce Workers Compensation Costs With a Wellness Program

When looking to reduce workers’ compensation insurance costs, many employers look into to the addition of a wellness program for their workplace. Undoubtedly, wellness programs can offer tangible results when it comes to workplace injuries, absences and overall satisfaction with the work environment from employees. READ MORE >>

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Friday, September 20, 2019

How Flood Insurance Will and Won’t Cover Beach Houses

Beach houses are near the beach for a reason—you want to enjoy the sun, sand, and surf. It’s when surf becomes a problem, however, that you have reason to be concerned about your property’s security. That’s why many beach house owners must carry flood insurance. READ MORE >>

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Tuesday, July 23, 2019

Does Contactor Insurance Cover Tools?

Contractors do a lot of handy work for numerous clients. Given that any construction, repairs, manufacturing or remodels will involve numerous steps, you probably will need numerous tools. Still, if you are the contractor in charge of any job, then you have a business interest in the job and the tools required of you. READ MORE >>

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Monday, June 10, 2019

Insuring Multiple Cars on the Same Auto Policy

If you have more than one car in your household, you need insurance on all of them. However, why should you have to worry about paying for multiple policies? If you’re able to, why not let a multi-car auto insurance policy insure you instead?  READ MORE >>

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