Wednesday, November 7, 20121099 contractors need insurance in order to protect their business. In addition to this, certain specific jobs they may wish to bid on have a prerequisite of insurance coverage of different kinds. Some jobs are so rigid about these rules to such an extent that the contractor is not allowed to bid on the projects unless they have the specified coverage. READ MORE >>
Friday, October 12, 2012Roofing is a very risky task. Since roofers work on the tops of buildings, even a small accident may result in serious or fatal injuries. Thus, roofers and roofing companies need to get the appropriate roofer’s insurance to protect themselves against unexpected accidents during work. READ MORE >>
Wednesday, September 19, 2012Some business owners are under the assumption that commercial property insurance will cover all property belonging to their business – unfortunately, this isn’t always the case. Commercial property insurance will not cover things like equipment breakdown and that will create a benefits gap as well as a loss of business most companies can’t afford. READ MORE >>
Wednesday, August 22, 2012The concept of mitigating potential damages to property seems like it's about as old as time. There is evidence that dating as far back as 3000 BC risks of the loss of ship borne cargo were mitigated – not by a policy – but by splitting up shipments through several different vessels so that if one was damaged, the property on the others might still make it to its destination. READ MORE >>
Wednesday, July 11, 2012Many people walk around under the illusion that they don't need insurance. Unfortunately, this illusion is a dangerous mirage that can create a perilous financial future for those who buy into it. In order to show you just how necessary insurance is for every individual, let's talk about vampires. READ MORE >>
Tuesday, May 22, 2012When you consider the risks that you face on a daily basis, you have many different points of data to consider. You know how often you come into contact with, or are exposed to, certain risks; you know how your reactions are to those risks and you know how to avoid risks as well as how likely you are to make the effort to do so. READ MORE >>
Wednesday, March 21, 2012Theft is an unfortunate reality for all business owners. Whether a theft is committed by a total outsider, a customer, or an employee, it is something that your business must try to both prevent and protect itself against. Theft Prevention There are many ways that you can help prevent theft within your business. READ MORE >>
Tuesday, February 28, 2012As a director or officer of an organization, you are answerable to many people. As such, it’s easy to imagine that your employees, your shareholders, the other directors and officers on the board, and the customers of the companies you represent could complain about your actions or make certain uncomfortable, even if untrue, accusations. READ MORE >>
Friday, January 20, 2012There are many ways to drive more clients to your business. You can try marketing and networking, word of mouth, referrals, discounts, coupons and countless other tried and true methods. Two very simple ways that contractors can ensure they get more clients and close more deals, while also protecting themselves, is by having insurance and being bonded. READ MORE >>
Thursday, December 15, 2011Over the years, your life is going to go through many changes and your financial situation will evolve as a result. Some of these will be changes that you make, and others will be those that the world thrust upon you. Whether the changes come from within or without, you need to respond by changing the coverage options and limits provided by your insurance policies. READ MORE >>
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