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Home > Blog > Business%20Insurance > McFarlin Insurance Agency Blog: business insurance
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McFarlin Insurance Agency Blog: business insurance

View the latest blog posts from McFarlin Insurance Agency.

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Tuesday, September 22, 2020

How Many Employees are Covered Under Directors and Officers Insurance?

Directors and officers insurance (D&O insurance) is designed to cover key members of your business in case of a personal lawsuit. A single policy is generally geared to cover every director and officer that is key to the business as specified by the employer. This can mean directors, officers, senior managers, secretaries and more. READ MORE >>

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Tuesday, January 14, 2020

Does D&O Insurance Cover Former Employees?

Directors and Officers insurance provides protection for board members and the organization they serve from lawsuits filed against a board member. But what about when that director or officer is gone? Does D&O insurance still cover them? In short, yes. While the D&O policy is in place, current, former and future employees are covered. READ MORE >>

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Wednesday, October 23, 2019

Reduce Workers Compensation Costs With a Wellness Program

When looking to reduce workers’ compensation insurance costs, many employers look into to the addition of a wellness program for their workplace. Undoubtedly, wellness programs can offer tangible results when it comes to workplace injuries, absences and overall satisfaction with the work environment from employees. READ MORE >>

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Tuesday, July 23, 2019

Does Contactor Insurance Cover Tools?

Contractors do a lot of handy work for numerous clients. Given that any construction, repairs, manufacturing or remodels will involve numerous steps, you probably will need numerous tools. Still, if you are the contractor in charge of any job, then you have a business interest in the job and the tools required of you. READ MORE >>

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Monday, April 8, 2019

D&O Insurance is not General Liability Coverage

Businesses want to safeguard those at the top, like CEOs and governing boards. Many entities invest in directors & officers (D&O) insurance to protect these parties. It is a personalized level of protection for those who make the decisions. However, even a D&O policy is not a catch-all type of coverage. READ MORE >>

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Friday, March 8, 2019

Umbrella Insurance When You Have a lot to Lose

You have a lot of important, costly belongings you’ll want to protect. That is true particularly if you face lawsuits that could cost you a lot of money. Eventually you may face significant hardships and asset seizures as lawsuit costs rise. You might benefit, however, from umbrella insurance. READ MORE >>

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Thursday, January 10, 2019

Preventing Equipment Errors on the Factory Floor

Workers' compensation insurance provides financial help to cover losses associated with employee injury on the job. Employee illness related to the job also usually has coverage here. On the factory floor, these risks are numerous. As a business owner, work to prevent errors and risks that could lead to injury, illness, or death. READ MORE >>

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Monday, November 26, 2018

Adding Someone to Your Group Health Plan

Group health plans insure multiple parties on one policy. As a result, your employer often provides your health insurance through group coverage. Because these are group plans, you might have the opportunity to add members of you own family to the plan as well. Often, group plans can help everyone in your family get coverage. READ MORE >>

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Thursday, July 19, 2018

Get D&O Insurance to Improve Your Reliability

Businesses need to protect all of those under its roof with commercial insurance. In particular, it needs to safeguard those in the highest reaches of the organization. After all, they often have the greatest pull over the direction of the company. As a result, their mistakes could badly affect the both the company and its clients. READ MORE >>

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Monday, April 9, 2018

Minimizing Back Injuries to Reduce Claims

One of the most common workers' compensation insurance claims is the back injury. Strains, pulls, and damage to the muscles in the back can be painful. They can also make it hard for your employees to continue to do their job.   As a business owner, your goal is to keep employees safe. READ MORE >>

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