Monday, April 1, 2013The simple answer – because you have a smart phone and because you and your business operate online. The more detailed answer? Cyber liability policies apply to any individual or entity (LLC, C-Corp, S-Corp, etc.) that holds or handles Personally Identifiable Information (PII). READ MORE >>
Wednesday, November 7, 20121099 contractors need insurance in order to protect their business. In addition to this, certain specific jobs they may wish to bid on have a prerequisite of insurance coverage of different kinds. Some jobs are so rigid about these rules to such an extent that the contractor is not allowed to bid on the projects unless they have the specified coverage. READ MORE >>
Thursday, April 26, 2012When designing your insurance portfolio, you may want to consider how excess liability insurance fits in. Excess liability can come in the form of an umbrella policy with limits that exceed those of your property and automobile policies. READ MORE >>
Monday, April 2, 2012 I love “Mad Men.” There’s something about the confidence, late 60’s cool, and the internal misery endured by the characters every season that allows for a great hour-long weekly escape. READ MORE >>
Wednesday, March 21, 2012Theft is an unfortunate reality for all business owners. Whether a theft is committed by a total outsider, a customer, or an employee, it is something that your business must try to both prevent and protect itself against. Theft Prevention There are many ways that you can help prevent theft within your business. READ MORE >>
Tuesday, February 28, 2012As a director or officer of an organization, you are answerable to many people. As such, it’s easy to imagine that your employees, your shareholders, the other directors and officers on the board, and the customers of the companies you represent could complain about your actions or make certain uncomfortable, even if untrue, accusations. READ MORE >>
Friday, January 20, 2012There are many ways to drive more clients to your business. You can try marketing and networking, word of mouth, referrals, discounts, coupons and countless other tried and true methods. Two very simple ways that contractors can ensure they get more clients and close more deals, while also protecting themselves, is by having insurance and being bonded. READ MORE >>
Tuesday, November 22, 2011These days, businesses assuming liability in a contract is common; liability they wouldn’t normally have. The contracts that pass liability on to these businesses are known as ‘hold harmless agreements’ or ‘indemnification agreements’. READ MORE >>
Monday, July 11, 2011 We receive dozens of requests a day for certificates of insurance from and for our clients. A certificate of insurance (also know as an insurance certificate or COI) is a document showing evidence of insurance for one party that can be provided to another party. READ MORE >>
Monday, March 7, 2011General LiabilityUnfortunately for every business owner, the chances of getting sued have dramatically increased in the last decade. General Liability insurance can prevent a legal suit from turning into a financial disaster by providing financial protection in case your business is ever sued or held legally responsible for some injury or damage. READ MORE >>
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